General Terms & Conditions

Security & Privacy Policy

Legal Wording

Legal Wording

AER stands for annual equivalent rate. This is a notional rate that shows what the rate of interest would be if it were paid and compounded on an annual basis.

The gross rate is the contractual rate and the rate before tax.

Irish Nationwide (IOM) Ltd is a wholly owned subsidiary of Irish Nationwide Building Society and is licensed to conduct Banking Business by the Isle of Man Government Financial Supervision Commission. Registered office and principal place of business: PO Box 188, 5 Hill Street, Douglas, Isle of Man, IM99 1UG. Registered no. 064936C. Deposits made with Irish Nationwide (IOM) Ltd are not covered by the Financial Services Compensation Scheme established under the UK Financial Services and Markets Act 2000. However, eligible deposits made with Irish Nationwide (IOM) Ltd are covered by the Depositors’ Compensation Scheme contained in the Banking Business (Compensation of Depositors) Regulations 1991 (Regulations made under Isle of Man Legislation). All deposits are accepted subject to the Company’s terms and conditions. Taxpayers are responsible for declaring interest received to the appropriate tax authorities. The paid up share capital and reserves of Irish Nationwide (IOM) Limited as at 31st December 2005 were in excess of £56 million.